1. RECEIVE YOUR PAYCHECK 2 DAYS EARLIER

Switch to Chime to receive your paycheck as early as 2 days, through direct deposit; depending on your employer and its financial institution.

Plus there are several incentives Chime offers:

It doesn’t charge monthly maintenance fees, overdraft fees, foreign transaction fees or minimum balance fees.

You can also open an easy-to-access, connected savings account.  It allows you to round-up your transactions to the nearest dollar to dump the change into savings.

It also has  a “Pay Friends” feature, where you can pay others without the hassle to mess with cash or apps.

Lastly, they have chess to thousands of fee-free MoneyPass ATMs around the country and mobile check deposit.

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